Gaya APA

Williams, C. Arthur, Heins, Richard M.. (1985). Risk Management and Insurance. (5 ed.). New York: McGraw Hill.

Gaya Chicago

Williams, C. Arthur, Heins, Richard M.. Risk Management and Insurance.. 5 ed. New York: McGraw Hill, 1985. Text.

Gaya MLA

Williams, C. Arthur, Heins, Richard M.. Risk Management and Insurance.. 5 ed. New York: McGraw Hill, 1985. Text.

Gaya Turabian

Williams, C. Arthur, Heins, Richard M.. Risk Management and Insurance.. 5 ed. New York: McGraw Hill, 1985. Print.