Gaya APA

William,Jr., C. Arthur, Heins, Richard M.. (1989). Risk management and insurance, 6th ed. (ed. 6th). New York: McGraw Hill.

Gaya Chicago

William,Jr., C. Arthur, Heins, Richard M.. Risk management and insurance, 6th ed.. ed. 6th New York: McGraw Hill, 1989. Text.

Gaya MLA

William,Jr., C. Arthur, Heins, Richard M.. Risk management and insurance, 6th ed.. ed. 6th New York: McGraw Hill, 1989. Text.

Gaya Turabian

William,Jr., C. Arthur, Heins, Richard M.. Risk management and insurance, 6th ed.. ed. 6th New York: McGraw Hill, 1989. Print.