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Pengaruh DPK suku bunga SBI dan NPL terhadap Loan Deposit Ratio (LDR) serta dampaknya terhadap ROA
This study aims to determine the effect of Third Party Funds namely Time Deposits, Savings and Current Accounts which are sources of funding from Banks, SBI Interest Rate (Bank Indonesia Certificates) and Non-Performing Loan (NPL), to Banks Mediation Ratio as Collectors funds and channeling funds drawn through the Loan Deposit Ratio (LDR) as well as its impact on the Bank's performance proxied with Return On Assets (ROA).
The sample of this research is Financial Institution in the form of Commercial Bank period 2011 - 2015 by using Path Analysis method. There are 15 banks that meet the criteria as research samples with assets above Rp 50 Trillion. Hypothesis testing used path analysis technique with SPSS version 22 tool. The result of this research shows that DPK, SBI and NPL are partially and simultaneously influential and significant to LDR, while DPK, SBI, NPL simultaneously also have an effect on and significant to ROA, but Loan Deposit Ratio (LDR) have an effect on ROA but not significant.
TES18/004 | TES 18/004 | Prodi Magister Manajemen (Tesis) | Tersedia |
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